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Understanding Foundation Cracks: What They Mean and How to Respond

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Written by Nathan Toothman
Updated yesterday

Cracks in a foundation can be alarming for homeowners and buyers alike, but not all cracks are created equal. While some are relatively harmless and part of normal settling, others may signal more serious structural issues. This article explains the different types of foundation cracks, their potential causes, and what actions should be taken when they are observed during a home inspection.

Types of Foundation Cracks

  1. Hairline Cracks

    • Description: Very thin cracks, often less than 1/16 inch wide.

    • Common Causes: Normal concrete shrinkage during curing.

    • Risk Level: Typically low; often cosmetic.

  2. Vertical Cracks

    • Description: Cracks running up and down the wall, often in poured concrete foundations.

    • Common Causes: Settling of the structure or thermal expansion/contraction.

    • Risk Level: Usually not structurally significant, but should be monitored for changes or water intrusion.

  3. Horizontal Cracks

    • Description: Cracks that run side to side along a wall, often found in block or brick foundations.

    • Common Causes: Lateral pressure from soil, especially expansive clay or poor drainage.

    • Risk Level: High. May indicate serious structural movement and require engineering evaluation.

  4. Diagonal or Stair-Step Cracks

    • Description: Angled cracks or stair-step patterns in brick or block foundations.

    • Common Causes: Differential settlement or soil movement beneath part of the structure.

    • Risk Level: Moderate to high, depending on size and pattern.

  5. Widening or Displaced Cracks

    • Description: Cracks that appear to be growing or show displacement of the wall material.

    • Common Causes: Ongoing foundation movement or structural failure.

    • Risk Level: High. These often require immediate professional assessment.

Common Causes of Foundation Cracks

  • Soil Movement: Expansive clay soils that swell and shrink with moisture changes.

  • Improper Drainage: Water buildup around the foundation can exert pressure on walls.

  • Tree Roots: Large roots near foundations can shift soil and cause cracking.

  • Poor Compaction: Fill soils not compacted properly can settle over time.

  • Construction Deficiencies: Inadequate rebar, footings, or curing during construction.

When to Worry

Cracks should raise concern if they:

  • Are wider than 1/4 inch.

  • Are horizontal or stair-step in pattern.

  • Show signs of recent movement (new cracking, widening, or displacement).

  • Allow water intrusion into the basement or crawlspace.

  • Are accompanied by sloping floors, sticking doors/windows, or wall separation.

Conclusion

Foundation cracks are a common finding in homes of all ages, but not all indicate serious problems. The key is to understand what type of crack you’re seeing and evaluate it in context. Hairline or shrinkage cracks may be nothing to worry about, but horizontal, wide, or actively shifting cracks deserve professional attention. Regular inspection, good water management, and early action can help prevent minor issues from becoming costly repairs.

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